If you are on 8i or 9i you can specify your own line terminator, using so-called "Stream Record Format". Example:

load data
infile 'example.dat' "str X'7c0a'"
into table example
fields terminated by ',' optionally enclosed by '"'
(col1 char(5),
col2 char(7))

Check http://otn.oracle.com/docs/products/...ch03.htm#11770